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You can enter payroll information online for a DB premium estimate. Annual premium for disability benefits insurance is calculated based on an employee’s estimated annual wages. Wages are limited to the first $17,680 each employee earns during a policy period. If an employee is expected to earn less than $17,680 during the policy period, then the lower amount should be provided. If an employee is expected to earn more than $17,680, then only the first $17,680 of their wages should be entered.
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