NYSIF Out of State Coverage

NYSIF is pleased to announce that on August 2, 2021, legislation was signed allowing NYSIF to write workers’ compensation coverage for policyholders’ out-of-state employees. Working with licensed carriers in other states, NYSIF will now be able to provide coverage securing the payment of workers' compensation benefits under the laws of states other than New York.

Previously, businesses who carry a NYSIF workers’ compensation policy must obtain an additional policy from an out-of-state private insurance provider in order to cover work being done outside of the state. This results in higher costs for New York based businesses and impacts NYSIF’s ability to compete with private insurers.

A business:

  • must have an active NYSIF workers’ comp policy
  • must have more workers’ comp premium or payroll in New York State than in all other states combined
  • will be subject to NYSIF underwriting review to be eligible for NYSIF’s out-of-state coverage
NYSIF expects to begin to offer out-of-state coverage beginning in the fall of 2022.


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