Policyholder Responsibilities

Statutory disability benefits insurance satisfies the employer’s requirement to provide partial wage replacement benefits to their employees for off-the-job injuries or illnesses, and disabilities arising from pregnancies. Statutory disability benefits are equal to one-half the average weekly wage of the employee, up to a maximum weekly benefit of $170 for 26 weeks (if necessary) within a 52-week period. Medical care is the responsibility of the claimant.

NYSIF also offers Enriched Disability Benefits that increase employee claim benefits by up to five times statutory coverage at the same, qualified standard rate as NYSIF statutory disability benefits.

Employees Can Share Costs

New York State Law allows (but does not require) employers to deduct one-half of one percent of an employee’s wage, up to a maximum of $.60 per week, to offset the cost of disability benefits insurance. Qualified employers may be able to provide statutory disability benefits coverage, or twice the statutory benefit at little or no cost to them.

You can change disability benefits coverage annually prior to renewal by completing the Selection of Disability Benefits Insurance Coverage Change Form DB-SOC.

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