New York State Insurance Fund

NYSIF is a full-service, competitive insurance carrier specializing in both workers’ compensation (on-the-job injuries and illnesses) and disability benefits (off-the-job injuries and illnesses) insurance in the state of New York.

The workers’ compensation law requires virtually all employers operating in New York State to have workers' compensation coverage for their employees. New York is one of a handful of states that requires covered employers to provide disability benefits coverage to employees for an off-the-job injury or illness.

Report an injury or illness. Pay your bill. Contact your underwriter.  Submit Workers' Compensation Payroll Report. Report your DB payroll. Save on Medical Claims Cost - Recommendation of Care Program.

A medical provider must be authorized by the chair of the New York State Workers’ Compensation Board to render medical care under the Workers’ Compensation Law, except in the case of emergency care.

All medical billing should be in accordance with the guidelines and rules of the New York State Workers' Compensation Board Medical Fee Schedule and WCB Rules and Regulations.

Find more information for medical providers. View your NYSIF Explanation of Benefits. Learn the status of submitted medical bills. Submit bills electronically. E-mail or fax Medical Treatment Guideline variance requests to NYSIF.

NYSIF recognizes an insurance broker, accountant or other designee as an authorized insurance representative. Once authorized, you may represent the policyholder in certain matters concerning workers’ compensation or disability benefits coverage with NYSIF. Authorized representatives receive copies of all bills, endorsements, cancellation and reinstatement notices, form letters, have access to online policyholder information, and can act on behalf of the policyholder to request certain changes to the policy.

Learn more about joining a NYSIF Safety Group.

Workers' compensation insurance protects employers from liability for on-the-job injuries or illnesses resulting in employee disability or death, providing injured workers with compensation benefits and medical benefits, or, in the case of death, survivor benefits to their qualified dependents.

The Disability Benefits Law provides weekly cash benefits to replace, in part, wages lost due to illness or injury not arising out of or in the course of employment.

Where’s my WC check? Where’s my DB check? Contact your WC claims manager.

Expert safety, loss prevention and risk management assistance has been a NYSIF hallmark since 1914. We offer safety and loss prevention resources appropriate for all businesses, large or small, as part of our mission to help New York employers control workers' compensation costs. We invite safety directors, risk managers, or anyone responsible for workplace safety to become a NYSIF partner in safety.

Browse and download NYSIF’s free online safety resources, including posters, safety checklists and publications. Learn about NYSIF safety groups.