Direct one-on-one support from NYSIF staff from initial underwriting through the renewal process.
We will help you: prepare for audits, obtain certificates of insurance, manage claims, obtain safety services & more.
Email us during the quote process if you'd like additional assistance.
Workers' Comp Insurance
Answer 10 questions and get a quote! By submitting your application online, you'll receive your quote quicker. Employers and brokers can complete the application, sign documents and make premium deposits in one, convenient online transaction.
To obtain a workers' compensation quote, please have the following information available:
- Estimated annual payroll, including casual labor, 1099 forms and any payments to uninsured subcontractors
- Payroll verification (copies of NYS Form NYS-45-MN and/or federal Form 941 for the last four quarters)
- Prior workers’ comp insurance information, including loss experience (if applicable)
Please note that all applications must be fully completed and accompanied by a premium deposit to be reviewed. If approved, coverage is effective at 12:01 a.m., EST, the day after NYSIF receives your electronically signed application and electronic premium deposit.
NYSIF offers an instant quote for employers seeking workers’ comp coverage for domestic household workers, such as a cook, home health aide, housekeeper, nanny or gardener. You can obtain an instant quote for domestic coverage if there are fewer than 10 covered persons qualifying as an inside or outside domestic worker.
You'll need the information below to get started.
- Effective date of policy
- Employer work location
- Employer information
- Employer address
- List employees by description (inside, outside)
- Employer representative (if any)
REQUEST A DOMESTIC POLICY INSTANT QUOTE
Disability Benefits & Paid Family Leave Insurance
Per New York State law, employers are required to provide short-term disability benefits (DB) and paid family leave (PFL) insurance for their employees. NYSIF offers employers combined DB and PFL coverage to meet this requirement. NYSIF DB insurance covers employees’ off-the-job injuries and illnesses, while NYSIF PFL coverage provides employees with paid time off from work to care for their families.
Within moments of completing your quote request, you will receive a reference number and an annual premium estimate for NYSIF DB and PFL insurance. Please note that receiving this quote does not guarantee coverage for NYSIF disability and paid family leave benefits insurance, nor does submitting an online application bind coverage. You must submit a completed application and provide a premium deposit to NYSIF to bind coverage.
All policies require underwriting approval. Please allow 10-14 days for your DB/PFL policy to become effective.
Print and complete the appropriate application and supplemental questionnaire if mailing your application. For approved mailed applications, coverage takes effect the day after the postmark on the envelope of your signed application and premium deposit, or any subsequent date requested. You will receive written notification by mail with the effective date of coverage, followed by policy declaration and information pages.