Workers' Comp Insurance
We encourage you to submit your application online. Start the process by requesting a quote below. Your quote will normally be returned within three business days. You may be contacted by NYSIF to obtain documents necessary to return an appropriate quote.
Once you receive your quote, you can complete, sign and submit an application online, and pay the deposit premium by electronic funds transfer or credit card. All applications must be fully completed and accompanied by a premium deposit to be reviewed.
If approved, coverage is effective at 12:01 a.m., Eastern Standard Time, the day after NYSIF receives your electronically signed application and electronic premium deposit. For approved mailed applications, coverage takes effect the day after the postmark on the envelope of your signed application and premium deposit, or any subsequent date requested. You will receive written notification by mail with the effective date of coverage, followed by policy declaration and information pages.
NYSIF offers an instant quote for employers seeking workers’ comp coverage for domestic household workers, such as a cook, home health aide, housekeeper, nanny or gardener. You can obtain an instant quote for domestic coverage if there are fewer than 10 covered persons qualifying as an inside or outside domestic worker. In one short session, you can log in to your online account, complete a short application, receive a quote, DocuSign and pay the premium deposit to receive coverage. The streamlined application is only available online and consists of just six questions:
- Effective date of policy
- Employer work location
- Employer information
- Employer address
- List employees by description (inside, outside)
- Employer representative (if any)
Disability Benefits Insurance
Use our premium calculator to determine an estimate for NYSIF disability benefits insurance. Request a quote below and complete the application online.
If approved, coverage begins the day after the postmark on your mailed application, or any requested future date, and remains in effect for one year from start date. At the end of the policy period, the policy automatically renews unless the policyholder provides 30 days’ written notice to NYSIF to cancel the policy.
If an applicant has a previous NYSIF workers’ compensation or disability benefits insurance policy with an outstanding balance, the previous account must be finalized and any outstanding balance paid before a new policy is issued.
Print and complete the appropriate application and supplemental questionnaire if mailing your application.