Employers with similar operational hazards are grouped together to reduce their workers' compensation costs, spreading the risk from the individual policyholder to the entire group. The premiums of the group are pooled together, while the group works to improve safety and limit injuries.
NYSIF has more than 100 Safety Groups, offering workers' comp coverage for nearly 500 different class codes. Please explore the list below to see if there is a group for your business type. In many cases, there will be more than one group offering coverage, so be sure you're viewing the full list. Please note that some of the class codes may have specific eligibility restrictions for the groups displayed due to location or operations. Contact the manager(s) of the safety group(s) listed to check eligibility and obtain further information. All group membership requires NYSIF underwriting approval.