2 million workers covered.
200,000 employers.
110 years.
NYSIF provides workers' compensation, disability and paid family leave coverage to New York State and beyond — and we've been doing it for 110 years.
Guaranteed and affordable coverage for New York.
LEARN MORE ABOUT NYSIF
NYSIF Disability Benefits Insurance Rates are Decreasing 28% in 2026
Switch Today and Save!
Beginning, January 1, 2026, NYSIF is pleased to announce the NYSIF DB premium rate will decrease 28%! The rate is being reduced from $24.75 to $17.68 annually per employee. NYSIF’s $60.00 minimum premium will still apply.
Experience the NYSIF Difference
Whether your business has one employee or thousands, you can save money on your DB coverage with NYSIF.
- Equal DB rates to all employees regardless of gender
- Option for enriched benefits, which provide greater maximum benefits for your employees
NYSIF NEWS
Wherever you are, NYSIF has you covered!
NYSIF's Multi-State Coverage (MSC) program enables NYSIF workers' compensation policyholders with operations in other states to insure those employees working outside of New York.
Fast, Easy, Reliable
Construction Site Safety Training
NYSIF is DOB-approved course provider and employs OSHA-authorized outreach trainers. NYSIF's safety training offerings are a benefit of your NYSIF policy provided at no additional cost to you.
Climate Action Premium Credit Program
This program helps policyholders manage the workplace risks associated with climate change by providing financial incentives and technical support for climate action planning and implementation.
NYSIF Extreme Heat PPE Premium Credit Program
NYSIF's new resource NYSIF is offering a one-time credit to workers’ compensation policyholders for the purchase of essential Personal Protective Equipment (PPE) for extreme heat.
NYSIF Expands Claim Mobile App to Include DB/PFL
NYSIF has expanded its NYSIF Claim mobile app to its short-term disability (DB) and paid family leave (PFL) claimants, allowing users to access real-time information about DB and PFL claims.
NYSIF Accelerates Benefit Payments to Injured Workers
NYSIF delivered nearly 800,000 faster payments to injured workers and beneficiaries while direct deposit enrollments rose 46% in last 18 months.